“AI in Fintech: Transforming Financial Services” is a definitive guide to understanding the profound changes AI brings to the financial services industry. Structured into seven comprehensive chapters, this book covers a wide range of topics, making it an essential resource for fintech professionals, AI practitioners, and academic scholars. The journey begins with an introduction to the fintech industry and the transformative role AI plays within it. Chapters delve into specific AI technologies, such as machine learning, natural language processing, and blockchain, illustrating their applications in financial decision-making and operational processes. Readers will gain insights into how AI enhances risk management by improving credit scoring, fraud detection, and compliance. The book also explores AI’s influence on wealth and asset management, highlighting innovations like robo-advisors and algorithmic trading. It discusses how AI elevates customer experiences through personalised services, seamless onboarding, and advanced customer support tools. The potential of AI to promote financial inclusion is examined, emphasising its role in microfinance, digital identity, and expanding banking access to underserved communities. A critical discussion on ethical and regulatory challenges ensures readers are well-informed about the responsibilities accompanying AI adoption in fintech. The book concludes with a forward-looking perspective on the evolving regulatory landscape and the ethical guidelines necessary to harness AI responsibly. “AI in Fintech: Transforming Financial Services” combines theoretical frameworks with practical insights and case studies, offering a well-rounded perspective. Whether readers seek to understand AI’s current applications or its future potential, this book serves as a valuable companion in exploring the transformative synergy between AI and financial services.